I SWEAR! I KNOW NOTHING! Or so Bernardo Barrera says...

The man who claimed his identity was stolen for the purchase of the Oak Avenue home that's the center of this mess is one hell of a letter writer! Not only did Mr. Barrera sell Detective Baluja on him being the victim of fraud in this case, but he goes on to tell the court (in the foreclosure case) in detail that he had nothing to do with the purchase of the home! We have our own ideas about this (here and here), regardless let's take a look at some of the correspondence between Mr. Barrera and the court...


He didn't know anything about the purchase of the Oak Avenue home, I get it. Let's pay specific attention to the following:


Ok, he knows nothing. He goes on to say:


Here Mr. Barrera establishes that he receives mail from Citi Mortgage at his home address regarding the fraudulent purchase and the process involved with dealing with the so called "identity theft". Fantastic! After all, you would expect Mr. Barrera to open ANY AND ALL LETTERS FROM CITI MORTGAGE WOULDN'T YOU? Really, who wouldn't open a letter from a bank? Best case there's a check in there for you or maybe a credit card, worst case you owe them money! Either way, you're going to open the letter aren't you? Let's take a look at that letter from Citi mortgage that Mr. Barrera references in his letter to the circuit court...


OK, let's take a closer look at the address that Citi Mortgage mailed that letter to:


Now we've clearly established that Mr. Barrera (aka Barrero) receives mail at his primary residence located at 16562 SW 48th terrace, Miami Florida, 33185. Wonderful! Let's go back to that snippet from the letter Mr. Barrera wrote the court (which mimics what he wrote in his statement to Detective Jorge Baluja):


You sure about that Bernie? Detective Baluja, are you following along? He clearly states he had no participation or knowledge of the purchase of the home located at 3390 Oak Avenue. Are we clear? ONCE AGAIN, HE HAD NO IDEA THAT A "FRAUDULENT" CLOSING TOOK PLACE ON FEBRUARY 19, 2008 WHERE SOMEONE USED HIS IDENTITY. With me so far folks? Remember, we've clearly established that Mr. Barrera receives letters from Citi Mortgage at his primary residence. Let's take a look at this letter...


Well lookie here JORGE! It's a Truth in Lending Statement sent to Mr. Barrera for the mortgage on the Oak Avenue home that he wasn't aware of! Look at the date and the address the letter was sent Detective (hah!) Baluja!


That's right Jorge! January 25, 2008 NEARLY TWO MONTHS BEFORE HE FILED HIS POLICE REPORT! And what address is that Jorge? 16562 SW 48th Terrace Miami, Fl 33185, MR. BARRERA'S CORRECT HOME ADDRESS! Ok, let's give both Mr. Barrera and Detective Baluja the benefit of the doubt, perhaps this letter made it's way through the cracks and never reached Mr. Barrera. Then how do you explain this...


WHAT THE FCUK IS THAT JORGE?! A commitment letter from Citi Mortgage mailed directly to Mr. Barrera's primary residence clearly spelling out the terms of this loan for the Oak Avenue home that he had no idea about! WHAT THE FCUK JORGE?! Look at the date, JANUARY 29, 2008, STILL NEARLY TWO MONTHS BEFORE BARRERA FILED THE POLICE REPORT! Ok, let's say that the first letter fell through the cracks, for $hits and giggles, let's say that the dog ate this one, then what about this...


OH $HIT! ANOTHER COMMITMENT LETTER FROM CITI MORTGAGE SENT DIRECTLY TO MR. BARRERA'S PRIMARY RESIDENCE! WTF?! Look at the date, January 31, 2009! WELL BEFORE HE CLAIMED HIS IDENTITY WAS STOLEN! OK, again, let's say that the first letter fell through the cracks, the dog ate the second letter and some how this third one got jammed in the back of the mailbox and was never found, but then what about this...


HOLY $HIT! ANOTHER COMMITMENT LETTER! WTF JORGE x 1,000,000,000!!!!!!!! Again, the letter was sent to Mr. Barrera's primary residence and once again, well before he claims he found out his identity was stolen. Play along with me, the first letter got lost, the dog ate the second letter, the third one got jammed in the back of the mailbox and perhaps one of the fraudsters who "supposedly" stole Mr. Barrera's identity intercepted this one before Bernie got to it, but then what about this...


A FCUKING THANK YOU LETTER SENT TO BARRERA AT HIS CORRECT HOME ADDRESS FOR CLOSING ON THE LOAN FOR THE OAK AVENUE HOME! Once again, ONE MONTH BEFORE HE CLAIMED HIS IDENTITY WAS STOLEN! Do I need to continue? Do you get the message Jorge? If you don't, I HAVE PLENTY MORE OF THESE LETTERS SENT TO BERNARDO BARRERA AT HIS PRIMARY RESIDENCE BEFORE HE FILED THE POLICE REPORT!

Ladies and gents, what I propose here today is worse than the fraudsters defrauding Citi Bank, what I've proven today is that Mr. Bernardo Barrera perpetrated a fraud on the Miami Dade Police Department, the Mayors Mortgage Fraud Task Force and the Court. Anyone with a modicum of common sense can see that there is no way shape or form that Mr. Barrera wasn't aware of the purchase and closing of the home at the center of this supposed "fraud". Unfortunately for us, Mr. Barrera had the dumb luck of getting Detective Baluja to investigate this case, a Detective so gullible that he bought Mr. Barrera's story hook, line and sinker. Shame on you Detective Baluja, your oversight of these documents are an embarrassment to all the fine men and women that you work with.

As if all of this wasn't bad enough, you know what makes this all the more embarrassing for Detective Baluja? See, these documents didn't come to me out of the blue or because of some fantastic investigative work that I did, what makes this worse for Detective Baluja IS THAT ALL OF THESE DOCUMENTS CAME OUT OF HIS OWN FILE. That's right folks, Detective Baluja had all of these documents well before he made any arrests in the Barrera mortgage fraud case.


No funny pictures today folks, just embarrassment.